Yetu DT Sacco Dominates with Record 19% Dividend Payout and Ksh 9.4B Asset Growth
Yetu DT Sacco has solidified its position among Kenya’s top-performing financial cooperatives, continuing to serve as a premier institution for member wealth creation and delivering attractive returns to its members.
During the Sacco’s 34th Annual General Meeting (AGM), the Board of Directors announced an impressive payment of dividends on shares at a rate of 19% and interest on deposits at 13%. This resulted in a combined windfall of over Ksh 522.66 million for the Sacco’s members.
The audited financial statements presented during the meeting indicate a steady growth path, with the Sacco delivering an outstanding performance across all key metrics. Total assets surged to Ksh 9.38 billion in 2025, up from Ksh 7.86 billion in 2024. This growth was fueled by an expanded loan book, which rose from Ksh 5.52 billion in 2024 to Ksh 6.32 billion last year. Consequently, the Sacco has become a national benchmark centre for loan accessibility, affordability, and efficient processing.
Despite rising operational costs, inflationary pressures, stiff competition, and regulatory changes, Yetu DT Sacco has remained resilient. This is supported by our strong governance structures, prudent financial management, and unwavering member support,” said Mr. Mark Gitonga, the Sacco Chairman.
Addressing the AGM, Mr. Gitonga informed members that the Sacco has further tightened its policies to enhance accountability and transparency.
Driven by excellent service delivery and growing member confidence, total deposits climbed to Ksh 5.58 billion last year, compared to Ksh 4.86 billion in 2024. Bolstered by strong liquidity and healthy reserves, the Sacco remains well-positioned to meet its members’ financial needs. For the 2025 financial year, the Sacco’s turnover stood at Ksh 1.27 billion.
“We have placed a heavy emphasis on improving service delivery, enhancing operational efficiency, and strengthening member engagement. To achieve this, we have invested in cutting-edge ICT systems and capacity-building initiatives to improve service turnaround times and overall member satisfaction,” added Mr. Gitonga.
Moving forward, the Sacco’s management is focused on strengthening financial sustainability, enhancing digital efficiency, and expanding value-added services for its members.
“We have placed a heavy emphasis on improving service delivery, enhancing operational efficiency, and strengthening member engagement. To achieve this, we have invested in cutting-edge ICT systems and capacity-building initiatives to improve service turnaround times and overall member satisfaction.”
~Mr Mark Gitonga, Chairman.
“The Board remains committed to safeguarding members’ interests while promoting sustainable growth,” the Chairman affirmed.
The Sacco Board Treasurer, Mr. Paul Mucheke, noted that the demand for loans remained high throughout the year, owing to the Sacco’s reputation for affordability, accessibility, and reliability.
Hon. Patrick Kilemi, Principal Secretary in the State Department of Cooperative Development and the AGM’s Chief Guest, highlighted the cooperative movement as a vital pillar of Kenya’s socio-economic development. He noted its significant contributions to national savings, employment, food security, housing, and financial inclusion.
He commended Yetu DT Sacco for its consistent service and its contribution to the economies of Meru County and the country at large.
“I urge the leadership and management to uphold integrity, transparency, and accountability at all times. By strengthening credit risk management, safeguarding savings, and embracing innovation without compromising prudence, you are preparing Yetu Sacco for the future. I also encourage you to continue investing in member education and empowering the youth,” said the PS.
Dr. Shadrack Mwiti, Member of the National Assembly for South Imenti, noted that the Sacco has been integral to the region’s development. “We have seen our people improve their lives, own homes, and grow businesses with the support of Yetu Sacco. This institution is truly making a difference,” he said.
These sentiments were echoed by Tigania West MP, Hon. Dr. John Mutunga, who described Yetu Sacco as a model of how financial institutions should operate.
Mr. Gitonga Mugambi, Principal Secretary for the State Department of Forestry, also lauded the Sacco’s impact. “When it comes to deepening financial inclusion and providing affordable credit, Saccos are the best. I am happy to see Yetu Sacco changing lives while maintaining an upward growth trajectory,” he said.
Dr. Carol Kaberia, the Meru County Executive Committee Member (CECM) for Trade, Tourism, and Cooperatives, commended the management for consistently winning industry awards and ensuring the Sacco remains ranked among the best in the nation.
Established in 1991, Yetu DT Sacco is a SASRA-licensed deposit-taking Sacco. Today, it has a presence in Nairobi, Kajiado, Meru, and Tharaka Nithi counties, with a growing membership of over 118,400.
Yetu Sacco at a Glance
- Asset Base:Ksh 9.38 Billion
- Membership:118,370
- Loan Book:Ksh 6.32 Billion
- Deposits:Ksh 5.58 Billion
- Turnover:Ksh 1.27 Billion
19%
Dividend Rate
13%
Interest Rebate Rate
“Members remain the backbone of the Sacco. Our goal remains to serve them efficiently, fairly and professionally.”
CPA Dennis Kirimi, CEO
