YOUR SACCO FOR ALL SEASONS
Backed by a Ksh 5.78 billion asset base and a landmark core banking upgrade, Taifa DT Sacco is deepening its reach — from farmers, business people to salaried workers — with accessible loans and a technology-driven service model.
Taifa DT Sacco is transforming the lives of its members through a broad range of credit facilities and technology-driven financial services. Last year, the Sacco made deliberate strides to position itself as a technology-led institution, harnessing digital innovation to drive business efficiency and growth.
From farmers and entrepreneurs to salaried employees, the Sacco ensured that its 189,791 members received adequate financial support in 2025. Loans and advances to members grew steadily to reach Ksh 2.389 billion during the year.
The Sacco Board of Directors has remained steadfast in its mission to keep the Sacco a sustainable financial services provider of choice — one that delivers quality solutions in every season.
“Our belief as an organization is that seasons change, but our commitment to empowering members economically does not,” said Mr James Giting’a, Board of Directors Chairman, speaking at the 26th Annual Delegates Meeting held recently at Sacco’s head office plaza.
Mr Giting’a noted that the Sacco’s primary purpose is credit-driven economic empowerment, not investment returns.
“Our belief is that Saccos are vehicles for economic empowerment through the provision of affordable credit, not necessarily investment vehicles,” he stated.
He described Taifa DT Sacco as a basket of financial empowerment for members who aspire to improve their financial, social, and investment standing, noting that the Sacco also equips members with financial literacy skills and training.
With a magnificent head office plaza reinforcing its brand, Taifa DT Sacco is consistently ranked among Kenya’s most financially liquid tier-1 deposit-taking Saccos. It has maintained remarkable stability over the years while continuing to transform members’ livelihoods.
Ksh 5.78B
Total assets
Ksh 4.4B
Member deposits
Ksh 2.4B
Loan & Advances
Technology as a pillar of service delivery
Technology sits at the heart of the Sacco’s service model. The Sacco runs on a modern Enterprise Resource Planning (ERP) system capable of supporting mobile banking, agency banking, and a growing suite of digital services. Its fully automated operations now enable it to serve members efficiently across Kenya and beyond.
“The Sacco is fully anchored on technology. We are now leveraging the most modern ERP that is capable of hosting mobile banking, agency banking, and other services,” said Mr Giting’a
In 2025, the Sacco completed a major core banking system upgrade — a significant milestone in its digital transformation journey. The upgrade delivered faster loan processing and real-time transactions, enhanced security and data protection aligned with industry standards, and an improved user experience for both members and staff. The new system also lays a scalable foundation for future product innovation and deeper digital integration.
Impressive growth
The Society’s total assets grew from Ksh 5.3 billion in 2024 to Ksh 5.78 billion in 2025. Member deposits rose from Ksh 3.9 billion to Ksh 4.4 billion, and the Sacco has initiated strategies to push deposits beyond Ksh 5 billion. Its core capital of Ksh 1.31 billion reflects a solid financial base.
The Sacco has also recorded meaningful growth in membership, infrastructure, and territorial reach — all while remaining focused on its core strength: member-centred solutions built on trust, accessibility, and value.
“Our strategic focus will centre on sustainability, innovation, and deepening member trust. We will continue to invest in digital solutions to enhance service delivery, strengthen our capital base, and embed sustainability into our operations — and above all, we will keep listening to our members,” Dr. Samwel Ngugi, CEO.
Dr Ngugi highlighted the Sacco’s digital lending platforms as a key tool for bridging credit gaps — particularly for farmers awaiting crop proceeds — ensuring continuity and financial resilience at critical moments in members’ lives.
To expand access, the Sacco plans to open physical branches in Thika, Kenol, and Sagana, and to upgrade its existing offices in Nairutia, Wiyumiririe, Kimahuri, and Kibirigwi.
Chief Guest at the event, Rev Father Kennedy Kamanu, offered a personal endorsement of the Sacco’s impact at the Annual Delegates Meeting.
“I am personally a beneficiary of Taifa Sacco. My father took a loan to educate me. The success of a Sacco lies in the success of its members — not in dividends, which have little significance in their long-term financial wellness,” he said.
He called on Saccos to prioritize financial stability, affordable credit, efficient service delivery, and the broader economic empowerment of their members.
The Sacco Supervisory Committee Chairman, Mr Stephen Gachua, commended leadership and management for maintaining full compliance with SASRA statutory guidelines and keeping members at the centre of all decisions.
“Our belief as an organization is that seasons change, but our commitment to empowering members economically does not.”
— Mr James Giting’a, Chairman.
