Despite a challenging economic environment, Times U DT Sacco has demonstrated remarkable resilience, posting strong financial results, deepening member trust, and reinforcing its position as a dependable, timely financial partner.
Underpinned by sound governance, prudent management, and enhanced service delivery, the Sacco emerged from the 2025 financial year not merely intact, but stronger and more focused. A surge in membership and a solid financial foundation signal what can be achieved when visionary leadership meets disciplined execution.
A Stronger Balance Sheet
The Sacco’s financial statements reflect steady, deliberate growth. Total assets rose from KSh 1.351 billion in 2024 to KSh 1.485 billion in 2025 — a milestone that speaks to prudent financial stewardship, strategic planning, and an unwavering commitment to long-term sustainability. Under the current Strategic Plan 2026–2030, the Society leadership has set an ambitious target to grow the institution’s asset base beyond KSh 3 billion.
“Our strategic priorities are clear. We are focused on enhancing operational efficiency, embracing digital transformation, expanding financial inclusion, and delivering value to our stakeholders,” said Mr. Patrick Mwenda, the Sacco’s Board Chairman, speaking at the Society’s first Annual Delegates Meeting (ADM).
Mr. Mwenda added that the Sacco would continue investing in secure, innovative, and member-centric solutions. “As a respected financial institution, trust is our most valuable asset. That is why we uphold the highest standards of transparency, accountability, and integrity in all our operations,” he said.
Growing Trust
One of the most striking indicators of the Sacco’s growth is its membership rise. The number of members increased from 25,154 in 2024 to 39,440 in 2025 — a testament to the growing confidence that individuals and communities are placing in the institution as a reliable financial partner.
Boosted by this growth, members’ deposits increased from KSh 939.37 million to KSh 996.36 million last year, reflecting a strong savings culture and reinforcing the Sacco’s capacity to provide affordable and accessible credit.
The loan book also expanded to KSh 1.098 billion, directly supporting members in achieving personal and economic aspirations — from starting or expanding businesses and investing in education, to improving livelihoods and building financial security.
Meru County Director of Cooperatives, Mr. Zachary Njeru, graced the maiden event and commended the Sacco for its adherence to the principles of transparency, accountability, and good governance. “These are the qualities of successful institutions all over the world,” he noted.
“Our strategic priorities are clear. We are focused on enhancing operational efficiency, embracing digital transformation, expanding financial inclusion, and delivering value to our stakeholders.”
The Sacco Chief Executive Officer, Catherine Mwamba, reaffirmed the institution’s commitment to member-centric growth, stressing that every strategic decision is anchored on improving the member experience and delivering real value.
Central to this is digital transformation. “By investing in secure mobile banking platforms and enhancing service delivery channels, the Sacco aims to make financial services more accessible, efficient, and convenient for our growing membership,” she said.
This technological drive is complemented by a broader commitment to financial inclusion and literacy, ensuring no member is left behind.
“We are promoting financial literacy to equip our members with the knowledge needed for better financial decision-making,” Mwamba added.
Community Impact
In a significant strategic shift, the Sacco recently launched Times U Community Foundation to formalise and expand its scholarship programme for high-achieving but financially disadvantaged learners. The move marked a transition from ad hoc corporate social responsibility (CSR) activities to a structured, education-focused subsidiary.
Established after 12 years of CSR engagement, the Foundation will channel the Sacco’s efforts across four pillars: education, youth and women’s empowerment, environmental conservation, and health, with education as the primary focus.
“For the last 12 years, we have undertaken CSR activities that formed the bedrock of this foundation. Today, we are transforming those efforts into a structured, dedicated, and well-governed subsidiary,” Mwamba said, adding that scholarship programmes targeting high-performing, needy learners will remain central to the foundation’s mission.
Through its subsidiary, Timesco Insurance Agency, the Society also provides reliable insurance solutions that strengthen the financial security of families and businesses.
As Times U DT Sacco sets its sights on bolder horizons, its success remains deeply intertwined with the communities it serves. By supporting individuals and SMEs and delivering inclusive financial solutions, the Sacco is driving sustainable growth and building a legacy defined by empowerment, trust, and shared prosperity — one that will benefit generations to come.
Our Mission
To socioeconomically transform the lives of our members via affordable, quality, competitive
and market-driven financial solutions.
Our Vision
