TWENDE PAMOJA
Apstar DT Sacco is at the forefront of promoting financial inclusion and fostering sustainable growth by forging strategic partnerships designed to develop innovative, affordable, and easily accessible green financing loan products. The Sacco’s growth blueprint focuses on the creation of more inclusive, resilient, and sustainable communities that thrive on environmental stewardship.
In a significant recent development, Apstar DT Sacco formalized a partnership agreement with EnDev Kenya, a collaboration aimed at broadening access to clean energy solutions through the provision of e-Cooking and solar technologies. The agreement was sealed during a capacity-building and awareness sensitization workshop held in Nairobi, with the Sacco’s National Chairman, Dr. Philip Cherono, and EnDev Kenya’s Team Leader, Valerie Ostheimer, pending their signatures. This initiative seeks to address two critical challenges facing many communities: the lack of awareness regarding available green energy products and the financial barriers that prevent access to these sustainable solutions.
Together, the Sacco and EnDev Kenya are committed to empowering individuals with the resources and knowledge needed to embrace clean energy alternatives.
“This partnership is set to uplift our members by introducing innovative financing options and educational programs around clean energy technologies,” said Dr. Cherono. This collaboration will provide Sacco members with access to clean energy solutions at affordable costs, along with innovative financing options and valuable education on clean energy technologies.
“This partnership is set to uplift our members by introducing innovative financing options and educational programs around clean energy technologies.” Dr. Phillip Cherono, National Chairman.
Apstar DT Sacco is also devoted to promoting access to clean water for its members. The Sacco participated in the Kenya Water and Sanitation International Conference and Exhibition in 2025. Since its inception in 1972, the Sacco’s legacy has been one of vision, unity, and shared prosperity.
The Sacco has been at the top of ensuring that members access affordable and sustainable solutions to improve their socio-economic standards. This has secured a future of prosperity and empowerment for everyone, made possible through commitment, innovation, and partnerships.
For example, through the Malimali Loan, in collaboration with Simple Pay Home Depot and PoaTank, the Sacco is upgrading members’ homes. Members can access reliable water tanks, furnish their homes, and shop for quality household items with flexible and affordable payment plans.
This approach has ensured that the Sacco’s business model positively impacts social outcomes, particularly in poverty eradication. Driving the Sacco’s green financing is the Board of Directors’ commitment to incorporating environmental, social, and governance (ESG) best practices into the Sacco’s operations to minimize exposure to risks.
“We believe that a sustainable Sacco business model must account for the environmental and social impacts of mobilizing deposits and lending to society,” stated Dr. Cherono.
ESG encompasses interconnected aspects that integrate the Sacco’s environmental policies, social practices, and governance structures, which include considerations such as resource consumption, waste management, carbon emissions, and climate change. It also reflects the organization’s relationships with its employees and external stakeholders, as well as its internal controls for governance, decision-making, legal compliance, stakeholder communication, and profit generation.
While climate change is a natural phenomenon, human activities—especially the burning of fossil fuels and deforestation—have significantly accelerated this process. As part of the industry, Saccos like Apstar play a crucial role in mitigating climate change. This is why the Apstar Sacco Board of Directors is implementing a set of ESG strategies.
These strategies include assessing operations, defining the Sacco’s mission related to ESG principles, and developing a comprehensive plan to achieve this mission. Apstar DT Sacco is not only creating these plans but also implementing and continuously reviewing them.
“The board’s role is not just about oversight; it involves exercising diligence, providing insights and advice, establishing operational structures, defining organizational culture, and demonstrating commitment to the Sacco’s core values,” said Dr. Cherono.
This commitment is further evidenced by the board’s responsibility to attract, develop, and retain competent individuals, balancing long-term and short-term considerations, approving the organization’s risk appetite and tolerance, and ensuring readiness for potential crises. Careful consideration of decisions related to opportunities and risks is also crucial, emphasizing the board’s commitment and diligence.
As a result, Apstar Sacco has become more resilient, conscientious, and less risky. Today, the Sacco is uniquely positioned to understand and address local environmental and social issues, expanding its roles to promote sustainability and resilience within communities.
If you are looking to achieve financial freedom, Apstar Sacco is the place to be. Join the Sacco today, where smart savings, solid support, and brighter tomorrows begin.
“At Apstar Sacco, we don’t just save money—we grow dreams. Whether you’re starting a business, saving for your child, or planning your future, we offer flexible savings, access to loans, and a supportive community,” said Dr. Richard Nyaanga, the Sacco CEO.
The Sacco is committed to providing exceptional financial solutions tailored to meet the needs of its members. As a trusted partner in their financial journeys, the Sacco aims to offer a seamless and secure banking experience, with the ultimate goal of inspiring hope for new beginnings.
With a wealth of experience and expertise, Apstar DT Sacco’s dedicated team is ready to assist members in achieving their financial goals. Whether you’re looking to save for the future, manage your investments, or secure a loan, the Sacco offers a wide range of products and services designed to help members succeed.
Our Vision
To be a world class preferred financial partner
Our Mission
Transforming lives through resource mobilization and provision of innovative financial solutions
“At Apstar Sacco, we don’t just save money—we grow dreams. Whether you’re starting a business, saving for your child, or planning your future, we offer flexible savings, access to loans, and a supportive community.” ~ Dr. Richard Nyaanga, CEO.
