Since 1972 Capital Sacco has remained a strong base for growth for thousands of our members. We are committed to empowering our members’ and stakeholders’ livelihoods.
Our quality financial products and services are aimed at helping you grow your savings and, most importantly, make your money work for you.
Here are steps on how to grow your savings:
MAKE A FINANCIAL PLAN
All you really need is a plan. Your initial step is to work out what it will take for you to arrive at your money goals. Our competent staff will advise you on being specific about what you want.
Consider your financial plan a roadmap to living a life on your terms.
If you want to save for a new car, figure out how much you need to save and give yourself a time frame. If you want to save for a down payment, figure out how much you need to save each day or month.
OPEN A SAVINGS ACCOUNT WITH US
Capital Sacco is a customer-focused financial institution. We have a variety of accounts tailored to meet our customer’s needs. Our primary obligation at Capital is to advise you on the best account that will meet your financial plan.
Here are several savings accounts to enable you to achieve your financial growth:
- JUNIOR SAVINGS ACCOUNT
The savings account is designed to help our members accumulate enough money to meet their children’s educational needs. Guardians or parents open it for the kids under 18 years of age, and account holders are given Rhino banks to maximize savings. The account can serve one or more kids. This account has helped many members plan for their children’s future while helping them learn how to save early in life. Children are treated to a Junior Fun Day, a party held at the end of every year.
- VIJANAA SAVINGS ACCOUNT
This savings account is aimed at giving the youth financial independence while enabling them to plan for old age. There is no opening fee or minimum operating balance; thus, account holders can start depositing as little as they can afford, anytime and any day. Many young people have become financially stable through Vijana Savings Account. If they can, so can you!
- ORDINARY SAVINGS ACCOUNT
This is one of the best savings accounts that will certainly enable you to actualize your dreams into reality. There is no ledger fee or opening fee.
- SHARES ACCOUNT
Shares are future investments. Our Shares Account helps you to accumulate wealth besides enjoying other benefits such as earning attractive dividends at the end of every year and becoming the owner of the Sacco. One share goes at one hundred shillings only.
Shareholders are eligible to be elected as delegates or directors of the Sacco and participate in elections of the same officers. They also access a credit facility using the shares, helping them venture into diversified income-generating activities.
- FIXED DEPOSIT ACCOUNT
Let your money earn money. This account lets you fix your savings for a specified period and earn good interests. We are proud to be one of the best Saccos offering the best interest rates on fixed deposits.
HAVE A SAVINGS SCHEDULE
“The earlier you start saving, even with a small amount, the better off you will be,” states Capital Sacco CEO, Mr Eliezer Kaburu. This means you set aside cash early and regularly. For instance, if you know, you will make X amount of money every month, schedule X amount for savings. By so doing, you will achieve financial stability.
WHY SHOULD SAVE WITH CAPITAL SACCO
- Saving money helps to cushion you against the blow of financial emergencies and unexpected expenses.
- Saving money helps you to pay for large purchases and avoid debts.
- It saves you from financial stress.
- It provides you with financial freedom.
With over 15 branches and offering quality and convenient banking solutions such as Mobile Banking/M-Sacco APP, Agency Banking, Visa-branded ATMs and Cheque book issuance, Capital is the Sacco of choice. Our membership is diverse. Open an account today.
Capital Sacco Ltd
P.O. BOX 1479-60200,MERU
Our Mission
To provide a range of quality, competitive and innovative financial services that empower members to undertake economic activities to improve their income and welfare.
Our Vision
To be a leading NATIONAL SACCO offering superior financial services
