Wakenya Pamoja Sacco stands as a beacon of hope and progress, empowering its members to build a brighter tomorrow through transformative financial support.
In 2025, the Sacco solidified its role as a crucial financial partner for thousands, enabling many to realize their dreams—be it expanding agricultural enterprises, purchasing homes, or pursuing higher education. The sense of community and shared success that Wakenya Pamoja fosters is palpable, creating a supportive environment where members thrive together.
Financial statements presented during the Sacco’s Special Annual Delegates meeting in December last year, revealed a remarkable growth in the loan portfolio, which grew to Ksh983 million. This milestone is not just a number; it represents the profound impact the Sacco has had on its members’ lives, facilitating access to the resources needed for their development goals.
The Sacco Board of Directors Chairman Mr. Francis Ayieko, HSC, predicted a promising growth trajectory for 2026, fueled by innovative solutions and the strategic use of technology.
This commitment to progress echoes throughout the Sacco management, which has set ambitious budgetary goals to sustain a robust growth momentum. The financial figures shared with delegates highlighted notable increase in members’ savings, deposits, and share capital, all indicative of a thriving, engaged membership.
Mr. Ayieko urged members to take advantage of the Sacco’s loan products, which are well-designed to enhance their livelihoods. “Our interest rates are competitive and repayment period is friendly,” he said. “Our financial solutions are accessible and tailored to meet the diverse needs of members.”
He added that the Sacco is steadfast in its efforts to reduce non-performing loans, advocating for timely repayments while also providing comprehensive financial education to members. “We are ensuring that our members utilize their loans effectively to fuel their development journeys,” stated Mr. Ayieko.
As Wakenya Pamoja Sacco approaches the final phases of implementing its strategic plan for 2022-2026, the leadership remains optimistic about the future.
“Our focus is clear: we aim to establish Wakenya Pamoja Sacco as one of the premier financial institutions in the region. We will continually review and realign our strategies to ensure we meet our goals,” affirmed the Chairman.
The Sacco’s influence within the cooperative movement is on the rise. With a commitment to introducing innovative products and services tailored to the specific needs of its members, Wakenya Pamoja is enhancing its competitiveness. Its newly introduced member welfare fund has become a success, providing additional support to those in need.
In a step towards collaboration and sustainability, Wakenya Pamoja Sacco has joined the newly formed Agricomm Savings and Credit Alliance (ACSA) Limited, alongside 45 other Saccos. This alliance aims to tackle the unique challenges faced by agricultural and community-based institutions, fostering innovation and cooperation.
Tom Nyakweba, Cooperatives Director for Kisii County, who was the Chief Guest at the SDM, recognized the contributions of the Sacco, commending its role in promoting inclusive, resilient, and sustainable communities.
“We celebrate Wakenya Pamoja Sacco as a cornerstone of our success in the county. Their unwavering commitment to enhancing the socio-economic welfare of our people through sustainable financial solutions is commendable,” he stated.
Wakenya Pamoja Sacco offers people-centered solutions that contribute to holistic sustainable development across social, economic, and environmental dimensions. As one of the fastest-growing Saccos in the country, it has consistently demonstrated outstanding growth, continually striving to enhance member satisfaction.
The Sacco has invested in upgrading its ICT systems, bolstering security for member transactions while facilitating a surge in mobile banking usage—a convenient option for its growing membership of over 140,000. Through strategic partnerships, Wakenya Pamoja maximizes benefits for its members, providing efficient services tailored for diaspora members and ensuring that everyone can access the financial support they need.
Founded in 1976 as a section of the Kisii Farmers’ Co-operative Union, Wakenya Pamoja Sacco has experienced notable reforms and expansions, evolving to serve individuals from all walks of life.
“We are united in our mission to change lives. That’s why we are committed to providing the best financial solutions for our members. We listen to their needs and walk with them on their transformative journeys,” said Mr. Isaac Omwenga, CEO.
At the heart of its operations are the Sacco’s strategic pillars: Membership and Product Uptake, Operational Efficiency and Service Excellence, Management of Non-Performing Loans, Human Capital Management, and Corporate Governance. These pillars guide the Sacco’s efforts to ensure that every member has the opportunity to thrive.
As Wakenya Pamoja Sacco moves into the new financial year, it stands not just as a financial institution, but as a community catalyst—paving the path to a brighter, more sustainable future for all its members.
To be the financial services provider of choice.
To enhance social economic welfare of our members through mobilization of resources and provision of affordable, accessible and sustainable financial services
