Imagine a place you call home—a space filled with love and warmth. Open arms greet you, and smiles light up the room to cheer you. A simple and planned life that brings deep happiness. At Tabasamu DT Sacco, we make this dream a reality.
Together with our members, we embark on a shared journey built on trust, resilience, and community spirit. This strong foundation has led us to excellence, making us a national leader among financial co-operatives. We wear this achievement with pride at national events.
In July, we entered the 2025 Ushirika Day celebrations, not just as participants but as victors. We left the stage with six prestigious awards, maintaining our winning streak and solidifying our reputation as a top-tier employer-based Sacco in Kenya.
We won accolades for being the Best Performing Sacco, as well as for excellence in Credit Management, Risk Management, and Capitalization. Our name echoed throughout the KICC hall during the Gala Dinner and Awarding ceremony, rising in a euphonious melody of success. We were also recognized as the Most Improved Sacco and ranked third best in Technology Optimization, proof that we are not only growing but making a solid impact.
Tabasamu Sacco has become more than a financial institution; we are a trusted financial partner of choice, delivering on our mission to provide quality financial products and services, which resonates deeply with our motto: Pamoja Tunawiri ~ “Thriving Together.”
Over 48 Years of Dedicated Financial Service
Our story began in 1977, in the heart of Kwale County, born from the vision of a few committed individuals who believed that economic empowerment was the bridge to a better life. From those modest beginnings, Tabasamu DT Sacco has blossomed into a successful financial institution, licensed and regulated by the Sacco Societies Regulatory Authority (SASRA). The Sacco is also anchored in the co-operative principles, values, and ethics.
As one of the fastest-growing medium-tiered Saccos, we’ve proven that greatness isn’t about size; it’s impact. We serve our members through a dynamic and diversified portfolio, ranging from credit products and savings products to a welfare fund, which reflects our deeply rooted spirit of care and solidarity.
Like a baobab tree that offers shade, shelter, and fruit to many, Tabasamu Sacco continues to provide stability, support, and sustenance to thousands of lives across Kenya.
Exemplary Leadership Steering the Ship
No great journey is ever complete without visionary leadership. At the helm of our operations is our devoted Board of Directors under the leadership of our Chairman, Mr. Juma Mwavitu. Guiding our management team is our CEO, Geoffrey Khakhame, whose unwavering commitment to innovation and integrity continues to transform our Tabasamu Sacco into a national benchmark.
Every member’s voice has a place. Our Board of Directors is elected directly from members, ensuring a robust governance structure built for transparency, accountability, and growth. We remain people-centered, ethical, and responsive to the evolving needs of our members.
TABASAMU SACCO 2025 NATIONAL USHIRIKA AWARDS
(Employer-based Saccos with Total Assets Below Ksh2 Billion)
- Best Performing Sacco (position 1)
- Best in Risk Management (position1)
- Best in Credit Management (position1)
- Best Improved Sacco (position 2)
- Best in Capitalization (position 2)
- Best in Technology Optimization (position 3)
Empowering Members Through Technology
At Tabasamu Sacco, we embrace progress not for its own sake, but because our members deserve better, faster, and smarter solutions. Through the MCenti Mobile Banking App, our members now enjoy secure, seamless financial access anytime, anywhere. Whether you’re deep in Shimba Hills or in bustling Ukunda town, your Sacco is always in your pocket.
Our ATM services, mobile banking platform, SMS alerts, and efficient front-office services, along with continuous tech adoption, mark us as a Sacco that is not stuck in tradition but one that uses innovation to deepen trust and convenience. This is why we won the award for the Best Sacco in Technology Optimization. We are a future-ready Sacco.
Built by People, for People
What truly sets Tabasamu DT Sacco apart is not just our products or policies; it’s our people. Our story is written in the laughter of children going to school because their parents accessed affordable education loans. It’s heard in the quiet sighs of relief when an emergency loan arrives just in time. It’s seen in the confidence of a small business owner whose dream was made possible through our credit support.
We are community-centered, not just in word, but in every action, every decision, and every product we craft. From low-income earners to salaried professionals, our members are not just account numbers; they are the beating heart of this Sacco.
National Recognition, Shared Celebration
To walk away from Ushirika Day 2025 with six national awards is not merely a win but a celebration of every member’s effort, every staff member’s diligence, and our directors’ vision. Each award is a star in our crown, but the true light comes from the people we serve.
Tabasamu Sacco has become a pillar of empowerment, a bridge to dreams, and a family that thrives together, ever making everyone happy.
With every loan disbursed, every savings plan opened, and every member embraced, we walk further into a future of shared success. Because at Tabasamu Sacco: Pamoja Tunawiri. This isn’t just a motto; It’s our heartbeat, it’s our promise, it’s our story.
Our Vision
A dynamic SACCO offering quality financial products and services
Our Mission
To mobilize members’ savings and empower them economically by providing quality financial products and services in accordance with the co-operative principles and values
“We are honoured to receive these awards at both the county and national levels. This reflects our commitment to integrity, professionalism, and service to our members. Our pledge is to continue championing financial inclusion to all.”
~ Chairman Mr. Juma Mwavitu.
