If 2025 was the year of sowing excellence, 2026 promises to be the year of a bountiful harvest for the members of Stima DT Sacco.
Following a year defined by resounding success, national accolades, and record-breaking growth, the stage is set for what promises to be an exceptional financial year ahead. For the thousands of members who call Stima DT Sacco home, the twelve months of 2025 were nothing short of a victory lap. The Sacco dominated the industry.
It was a crowning year, when the Sacco bagged top awards. This includes the prestigious 2025 FiRe Awards for the Cooperative sector, pointing to its impeccable financial reporting and governance.
But that was just the icing on the cake. Recognized as the Best Branded Tier 1 Sacco at the 2025 Top Star Brand Awards, Stima DT cemented its place among the Top 100 Excellent Brands in Kenya. Its excellence in customer service was also acknowledged with the CX Excellence Award – Finance Sector by the Riana Group.
At the Nairobi International Trade Fair 2025, President H.E. Dr. William Ruto presented the trophy for the Best Micro-Financial Institution Stand to the Sacco representatives.
Why Members Should Smile
While awards build prestige, numbers build wealth. Stima DT Sacco has solidified its status as a financial powerhouse, ranking as the country’s second-largest Sacco by total assets and members’ deposits.
According to the 2024 Sacco Supervision Annual Report by SASRA, Stima DT Sacco stood out as the most profitable Sacco in Kenya, boasting a total income exceeding Ksh 10.26 billion.
Its financial health is the strongest indicator yet that the dividend payouts in 2026 could be historic. With wealth portfolios expanding and asset bases growing, the Sacco is steadily closing in on the title of Kenya’s largest Sacco.
Beyond the balance sheets, Stima Sacco triumphed in 2025 by making the Kenyan dream of homeownership a reality. Earning the award for the Best Sacco in Property Finance Solutions at the Real Estate Awards 2025, Stima DT Sacco has revolutionized affordable housing.
Through partnerships with the Kenya Mortgage Refinancing Company (KMRC) and products like the Makaazi Poa Micro-Mortgage, the Sacco offers interest rates as low as 9% per annum with repayment tenures up to 25 years. Whether purchasing plots or constructing dream homes, members are finding doors opening where they were once closed.
Furthermore, the Asset Finance program has redefined accessibility. With financing up to 95% and interest rates starting at a competitive 1.06% per month, members are acquiring assets with a seamlessness that is rare in the current market.
Innovation
Under the visionary leadership of Board of Directors CEO Dr. Gamaliel Hassan, who was recently recognized for championing youth empowerment, expanding education opportunities, and nurturing future talent, Stima Sacco has proven that modernization and tradition can coexist.
In a major leap, the Sacco partnered with Integrated Payment Services Limited (IPSL) to fully integrate with Pesalink, becoming the first Sacco in Kenya to connect to this national instant payment platform. Over 220,000 members can now transact up to Ksh 999,999 instantly via the M-Stima App, bridging the gap between traditional cooperative models and modern digital banking.
The Sacco also launched Stima Malkia Program creating a dedicated ecosystem for mentorship and capacity building, ensuring that women have the resources to rise, excel, and lead.
Through Yasar Islamic Financing, Stima DT remains the first conventional Sacco to offer Shariah-compliant products, ensuring financial inclusion that respects the values and beliefs of all members.
Success has not detached the Sacco from its roots. Through CSR initiatives, Stima DT continues to sponsor Ulinzi Stars FC, nurturing youth talent. Moreover, the Sacco is at the forefront of Kenya’s green transition, bridging financing gaps in last-mile connectivity and offering green loans to households adopting renewable energy.
Sacco Yangu, Maisha Yangu
Speaking at the Annual Delegates Conference, Dr. Hassan reaffirmed the institution’s commitment to the future. Under the theme “Sacco Yangu, Maisha Yangu” (My Sacco, My Life), he emphasized that the Sacco is woven into the daily lives of its members—from the homes they build to the businesses they grow.
The Sacco’s Strategic Plan 2025–2029 aims to drive innovation, strengthen governance, and expand wealth-creation opportunities.
“Stima DT Sacco is working for you, and the rewards are on the way,” said Dr. Hassan.
Empowering members for life
Redefining Sustainable Socio-economic Wellness
