UPLIFTING PEOPLE
Ports DT Sacco closed out 2025 with an unprecedented series of successes, solidifying its position as a leading financial institution renowned for stellar governance, innovative solutions, and unwavering commitment to its diverse membership. The Sacco closed the year on a high note scooping the Champions of Governance (COG) Co-operative Sector Award, emerging overall winner.
The Institute of Certified Secretaries (ICS) recognized Ports DT Sacco not only for its institutional excellence but also celebrated its leadership. Mr. Ben Juma Chepkechir, the Sacco’s Chairman, was honored as the first runner-up for the COG Chairman of the Year Award.
COG awards, organized by the ICS, serve to promote and acknowledge best practices in good governance across both public and private sectors, driving innovation and encouraging a sustained focus on ethical frameworks.
“Ports DT Sacco’s triumph at the COG Awards underscores its dedication to superior service delivery while upholding impeccable corporate governance standards,” said an ICS representative. “Their commitment directly translates into tangible improvements in their members’ livelihoods.”
Speaking at the 14th Edition of the Champions of Governance Awards Gala Dinner, Cabinet Secretary for Cooperative and MSMEs Development, Wycliffe Oparanya, commended the winners, stating, “Governance is a culture, not compliance; it’s the courage to uphold what is right and the humility to be held accountable.” Organized under the theme “Strengthening Institutions through Ethical Leadership and Accountability,” the COG awards aim to bolster the foundations of ethical leadership, accountability, and professionalism across sectors.
“Ethical Leadership is not optional; it is the fuel that drives sustainable development. Accountability is the compass that ensures institutions stay on course,” Oparanya emphasized, highlighting the critical role cooperatives play as the heartbeat of the country’s grassroots economy, impacting over 14 million Kenyans.
Indeed, 2025 proved to be a landmark year for the rapidly expanding Sacco. Beyond the COG accolades, Ports DT Sacco continued its winning streak at national and county-level Ushirika Day celebrations. The Sacco secured the Best Performing DT Sacco award, ranking an impressive third nationally. It further distinguished itself by receiving a trophy for being the third-best performing Sacco among employer-based DT Saccos with an asset base exceeding Ksh 10 billion. It was also recognized as the second-best DT Sacco in Technology Optimization and third-best DT Sacco in Capitalization within the employer-based category. The Sacco was celebrated as the Best Overall Cooperative Society and the Most Innovative DT Sacco in Mombasa County.
The 2025 awards build upon a consistent legacy of excellence. In both 2023 and 2024, Ports DT Sacco was lauded as the most consistent organization in upholding good governance practices at the COG awards, reflecting the management’s relentless pursuit of exceptional financial solutions and enhanced service delivery through cutting-edge technology.
A Resilient Financial Roadmap
Crossing into 2026, Ports DT Sacco carries significant momentum from its record-breaking growth in 2025. In a challenging economic climate marked by tightening fiscal policies and reduced disposable income, the Sacco demonstrated remarkable resilience, posting impressive growth across key metrics in FY 2025. The management remains optimistic, projecting a revenue target of Ksh 1.9 billion for the 2026 financial year. This ambitious target signals a strategic pivot towards aggressive growth, underpinned by rigorous fiscal discipline.
During the 2025 Special Delegates Meeting (SDM), the Sacco leadership unveiled a new financial roadmap designed to balance member value creation with safeguarding the institution against external market shocks. Despite inflationary pressures and new taxation policies, the Sacco’s performance indicators remained strong. By August 2025, the Society had already posted Ksh 989.7 million in revenue, a notable increase from the Ksh 902.5 million recorded during the same period in 2024.
Board Treasurer Mr. Gavas Mwole described the 2026 budget as “transformative yet realistic,” affirming that the double-digit growth target is firmly grounded in current operational data. “This budget represents our confidence in the Sacco’s capacity to continue generating value for members while maintaining sound fiscal management,” said Mr. Mwole. “The steady upward trend we are witnessing reinforces our financial strength and operational efficiency.”
The Sacco’s resilience in 2025 is largely attributable to the sustained uptake of its core credit products. Demand remains consistently high for its popular Jiendeleze and Jumbo loans, as well as the business-centric Biashara loans. “Through proactive measures and innovation, we have managed to stay on course. We are not just surviving; we are positioning ourselves to thrive,” added Chairman Mr. Chepkechir.
Member Empowerment
To safeguard this impressive growth, Ports DT Sacco is aggressively modernizing its infrastructure. The institution has seamlessly integrated advanced digital systems, including Credit Reference Bureau (CRB) listing, the Integrated Population Registration System (IPRS), and cutting-edge Business Intelligence (BI) tools. This tech-forward approach enables real-time member verification and more accurate credit scoring, significantly mitigating non-performing loan risks while dramatically speeding up service delivery. “Your financial freedom starts here! Access Ports DT Sacco services – from the member portal, mobile app or USSD – and bank on the go, 24/7. Convenience at its best!” Mr. Chepkechir said.
Looking ahead, the Sacco plans to diversify into untapped markets and explore new business lines to reduce reliance on traditional revenue streams. With its motto of “Uplifting People,” the Mombasa-based giant is confident that a strategic combination of member empowerment, digital innovation, and prudent governance will cement its position as a market leader well into 2026 and beyond.
Ports DT Sacco has indeed redefined its service experience by implementing cutting-edge technology, ensuring all its branches are well-connected while enhancing security measures to mitigate cybersecurity threats. With seamless pay bill integration, the Sacco has facilitated secure and effortless deposit collection, making operations faster, safer, and fully digital. “The best is yet to come. We remain committed to staying ahead of the curve by utilizing relevant technology to serve our members conveniently,” affirmed Mr. Chepkechir.
Why Join Ports DT Sacco?
Members can consistently count on Ports DT Sacco for attractive and reliable returns on investment. The Sacco announced a commendable 20% dividend payout on share capital and a 12.5% interest rate on deposits. As a licensed Tier-1 Deposit-Taking Sacco, regulated by the Sacco Society Regulatory Authority (SASRA), Ports DT Sacco places immense value on its members. Since its founding in 1966, it has experienced phenomenal growth, attracting a diverse membership that includes salaried and non-salaried individuals, investment groups (chamas), corporations, sole proprietors, and members from the diaspora.
According to the Sacco CEO, Mr. Boaz Omwanza, the Sacco serves over 18,000 members. “Our total asset base is now hitting over Ksh 11 billion, and our total revenue is nearing Ksh 2 billion. Our loan portfolio is approaching Ksh 8.1 billion. We have partnered with strategic fintechs to boost deposit collections, and our systems are robustly protected from cyber attacks,” said Omwanza. The Sacco targets to grow its revenue to over Ksh 8 billion by the year 2028, signaling a future of continued growth and prosperity.
“Your future is the ultimate Ports DT Sacco focus with our products and services designed to meet your real-life financial needs.”
Our Purpose
Inspiring happiness, optimism, and hope.
www.portsacco.co.ke
